Put stablecoin balances to work

Q: Why should platforms offer Earn?

Earn can help platforms attract and retain users while generating revenue from balances already held in the product.

Q: What Earn options can Tempo support?

Tempo helps platforms evaluate tokenized cash and Treasury products, overcollateralized lending, and institutional credit. Eligibility, liquidity, availability, and returns vary by provider and product structure.

Q: Can users still spend and withdraw?

Depending on the underlying product’s liquidity, users can move funds from Earn into payments, payouts, card spending, or withdrawals within the same product experience.

Q: What about compliance and privacy?

Tempo provides account policies, access and transfer controls, privacy through Tempo Zones, and reconciliation data through transfer memos. These capabilities help platforms build Earn products for regulated, enterprise use.

Unlock new revenue streams by creating programmable, embedded Earn products on Tempo, with a diverse selection of assets and control over rewards economics.

Get early access →

See all customers

Drive higher revenue

Generate new revenue by earning rewards on otherwise idle balances, with diverse selection of assets and full control over reward economics.

Attract new users

Differentiate your product from competitors and offer clear financial incentives to users.

Improve retention

Give customers a reason to keep funds on-platform instead of moving them elsewhere.

Institutional-grade assets

Assets for every risk
and return profile

Diverse

Assets span the full risk and return spectrum: credit, lending, cash, and treasuries.

Unique

Tempo brings exclusive yield onchain, from TradFi issuers to tokenized receivables.

Accessible

Available globally, with direct integration straight into your existing product.

Liquid

Deep liquidity across every asset option, so funds can move whenever they're needed.

Not sure which asset to choose?

The Tempo team can help.

Earn balance interface showing an interest rate and dollar balance

Tempo vaults

All from one
simple interface

Earn creates a single point of integration making it easy to deploy idle stablecoins immediately across asset types, rebalance them across vaults and keep earning until funds are spent. Earn Vaults are also compatible with the native Tempo features across policy, privacy and payments giving platforms more control over their funds.